CA Auto Bank

ItalyItaly(BBB)

• Start saving from €30,000 up to €100,000

• Deposit Guarantee protection Up to €100,000 payout in EUR

No withholding tax

logo of CA Auto Bank

Our offers

Rate
Term
Currency
Product Type

Rate

3.12% AER

Term

6 Months

Currency

EUR

Product Type

Term deposit

Product Type

Term deposit
Gross rate

3.10%

AER

3.12%

Compound interest

No

Term

6 Months

Availability

When the deposit reaches maturity

Interest capitalisation?

No, Interest is paid at maturity

Interest payment

At maturity

Interest type

Fixed - The rate won't change for the entire term.

Renewal

You can choose to extend this deposit if you enable the option in your Raisin Account

About the Bank

Crédit Agricole Auto Bank is an international banking group, present in 19 European countries. It’s part of the Crédit Agricole Group, the tenth largest bank in the world and the first in Europe by number of retail customers. CA Auto Bank is a leading player in vehicle financing and leasing and in the mobility sector, with a complete range of financial, insurance and rental solutions, and more than 50 prestigious brand partners. The Bank’s history began in 1925: for almost 100 years it has accompanied the evolution of the automotive sector in Europe. CA Auto Bank has also long been active in daily banking, particularly in Italy and Germany, with its deposit accounts. CA Auto Bank's deposit accounts have proven to be one of the instruments that best meets customers' savings needs, thanks to the Bank’s soundness and transparency. The Bank’s mission, “Creating everyday mobility solutions for a better planet”, sums up its raison d'être: to drive the energy transition in the sector, making access to zero- and low-emission vehicles increasingly democratic and affordable for everyone.

Deposit Guarantee Scheme

Deposits including accrued interest income are legally protected by the Italian Deposit Protection Fund up to an amount of EUR 100,000 per customer and per bank. Within the European Union, the minimum requirements are harmonized in all member states by Directives 94/19/EC, 2009/14/EC and 2014/49/EU. It should be noted that this protection relates to a customer's entire deposits with a bank. This is relevant if not only the deposits of a customer brokered via this platform were invested with a specific bank, but also other deposits of this customer were invested with the respective bank.

Tax process and documentation

In Italy there's no source tax.

Raisin Bank's role

With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.