EuroExtra
Germany
(AAA)
(AAA)• Start saving from €1 up to €1,000,000
• Deposit Guarantee protection Up to €100,000 payout in EUR
No withholding tax
Top offer
2.20% AER
Term:
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Top offer
2.20% AER
Term:
Available weeklyAbout the Bank
The EuroExtra savings account is opened by Raisin Bank on your behalf at a German partner bank. More information is provided in the product information sheet.
Deposit Guarantee Scheme
Your savings, including any interest earned but not yet credited, are protected under the German statutory deposit guarantee scheme, covering up to €100,000 per depositor per bank. This protection applies to all individuals, regardless of where they live. If you have other assets with the same bank outside of Raisin Bank, please keep this in mind. The statutory guarantee is managed by the Entschädigungseinrichtung deutscher Banken GmbH (EdB) (https://edb-banken.de/). Additionally, the voluntary deposit guarantee fund of the German Banking Association provides a level of extra protection for (a portion of) deposits exceeding €100,000. You can check the current additional protection levels here: https://einlagensicherung.de/service/kreditinstitute/.
Tax process and documentation
Germany does not levy withholding tax on non-residents, i.e. you are automatically exempt from withholding tax and do not have to do anything else.
Raisin Bank's role
With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.