Aareal Bank AG

Best offers of Aareal Bank AG from Germany

3.30
%
AER
4 years | EUR
  • Earn up to 3.30% AER by choosing fixed terms ranging from 24 months to 60 months.
  • Complete your application completely online.

All Term Deposit offers from Aareal Bank AG

Interest rate Term Currency
3.30 % AER
2 years EUR
3.30 % AER
3 years EUR
3.30 % AER
4 years EUR
3.30 % AER
5 years EUR

About Aareal Bank AG

Aareal Bank AG, headquartered in Germany, is a leading international property specialist bank with a focus on financing and consulting services in the real estate sector. Established in 1923, it offers a range of services including structured financing, advisory services, and software solutions for the real estate industry.

As part of the Aareal Bank Group, it offers real estate financing in more than 20 countries accross Europe, North America and Asia, serving clients such as institutional investors, property developers, and corporations involved in real estate.

 

Offer details

Effective rate
3.30 % AER
Nominal rate
3.30 % AER
Term
4 years
Availability
At maturity
Interest payout
Annually
Interest taxation
Annually
Currency
EUR
Min/Max investment amount
1,000 – 100,000  EUR
Prolongation
Your deposit will be extended automatically at maturity, any interest earned to that point will be credited to your Raisin Account. You can disable this extension between 28-5 days prior to maturity.
Withholding tax

Security and deposit guarantee

Deposits at Aareal Bank AG including the interest accrued but not yet paid, are legally protected by the German Deposit Guarantee Scheme in Germany up to a maximum amount of €100,000 per depositor and bank. This protection extends to all natural persons, not just German citizens. You can find more information about the German Deposit Guarantee Scheme on its dedicated website https://edb-banken.de.

This protection relates to a customer’s entire portfolio of deposits and accounts with a bank. This is of particular importance to customers who have further deposits or accounts with Aareal Bank AG beyond those taken out through Raisin Bank.

In all EU member states, the minimum requirements for all national deposit guarantee schemes are harmonised by Directives 94/19/EC, 2009/14/EC and 2014/49/EU.

Tax process and documents

There is no withholding tax in Germany for non-residents. You will have to declare any interest earned in your Irish tax return.